Travel Insurance for Spring Breakers: A Guide for Parents
Mar 12, 2014 - 1:48:01 PM
Insurance for the Young and "Invincible"
Teens and 20-somethings are known to believe they're invincible. Over the years, Squaremouth has found that while these young travelers don't purchase insurance, their parents often do. Some parents, aware of the reputation of spring break, aren't comfortable sending their child away without coverage.
Travel insurance can be purchased on behalf of a child, regardless of age. For parents of particularly "invincible" children, this can even be done without their permission.
Avoiding That 3AM Call
Perhaps the greatest fear of any parent is receiving a 3AM phone call from their child in distress and too far away to help. Fortunately, all travel insurance policies come with 24/7 emergency assistance. This service provides expert help around the clock for most emergency situations. Calling the policy's toll-free number, rather than calling home, can allow help to begin immediately.
"This alone may be worth the price of a travel insurance policy for parents," says Megan Singh, Squaremouth Marketing Manager. "Parents can rest assured the emergency will be handled by local experts."
The Major Spring Break Activity That Isn't Covered
Binge drinking and partying may lead to a memorable spring break, however they also may lead to a denied travel insurance claim. Being under the influence is commonly excluded, so a related injury from fall or DUI won't be covered. There is, however, coverage for the insured if they are injured by someone else who is under the influence.
"Parents can think of travel insurance as the temporary 'guardian' while their child is away," explains Squaremouth co-founder and CEO, Chris Harvey. "Along with the financial benefits of travel insurance for the traveler, comes peace of mind for parents knowing their child has immediate help in an emergency."
Squaremouth is an online company that compares travel insurance products from virtually every major insurance provider in the United States. Using Squaremouth's comparison engine and third party customer reviews, travelers can research and compare insurance products side-by-side. More information can be found at www.squaremouth.com.
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