Advanced Search
Current and Breaking News for Professionals, Consumers and Media

Click here to learn how to advertise on this site and for ad rates.

Insurance Author: Staff Editor Last Updated: Jul 7, 2016 - 5:36:25 PM

3 Reasons Not to Buy Travel Insurance Through a Cruise Line

By Staff Editor
Feb 14, 2013 - 10:54:54 AM

Email Newsletter icon, E-mail Newsletter icon, Email List icon, E-mail List icon Sign up for our Ezine
For Email Marketing you can trust

Email this article
 Printer friendly page

( - Knowing where to buy travel insurance this wave season could prevent one mistake many travelers make. Squaremouth, America's fastest growing travel insurance comparison site, warns travelers of the disadvantages of buying cruise line travel insurance."There are considerable differences between purchasing travel insurance through a cruise line and the open market," says Chris Harvey, CEO of Squaremouth.

Cruise credits are not the same as cash
Cruise line travel insurance may only provide cruise credits instead of cash when it comes to trip cancellation. Travelers looking to protect their travel investments should understand the restrictions imposed by a cruise line policy. They should consider shopping for a policy that includes comprehensive cancellation coverage and offers 100% reimbursement of expenses. 

Coverage should be door to door, not port to port
What about flights? A cruise only makes up a portion of the vacation for many travelers, but cruise line insurance typically only covers travelers while they're on the boat. Travel insurance is designed to cover travelers from the time they leave home until the time they return home. Therefore, it can also provide coverage for independent pre- and post-cruise travel arrangements, not just the cruise itself. 

Limited choice
Cruise lines usually offer only one travel insurance option, and it typically provides less coverage at a more expensive price compared to policies available on the open market. "The quality of the cruise line policy is exactly the same," says Harvey. "However, travelers might end up paying much more for lower benefit amounts." This is one of the biggest disadvantages of purchasing travel insurance through the cruise line. To avoid this, Squaremouth recommends shopping for travel insurance on a comparison site so that travelers can select the benefits that fit their needs. 

About Squaremouth
Squaremouth is America's fastest-growing travel insurance comparison site, providing the tools to instantly quote, compare and buy policies from every major provider. The company is headquartered in St. Petersburg, FL, with offices in Fort Wayne, IN. For more information on Squaremouth or its extensive network of partner sites worldwide, visit

About our Zero Complaint Guarantee
The cornerstone of Squaremouth's commitment to customers is the guarantee to remove any provider with a customer complaint that cannot be resolved to Squaremouth's satisfaction. Squaremouth offers the broadest selection of insurance, with an emphasis on quality, follow-up care, and independent evaluations from insurance industry watchdog, AM Best.

Squaremouth offers products from the following travel insurance providers:
Air Ambulance Card, Allianz Travel Insurance, AMEX Assurance Company, Azimuth Risk Solutions, LLC, CSA Travel Protection, Global Alert Administrators, HCC Medical Insurance Services, HTH Worldwide, IMG,  iTravelInsured, John Hancock Insurance Agency, Inc., MedjetAssist, MH Ross Travel Insurance Services, RoamRight, Seven Corners Inc, Travel Guard, Travel Insurance Services, Travel Insured International, Travelex Insurance Services, TravelSafe, Trawick International, USA-ASSIST Worldwide Protection, and VacationGuard.

###For advertising and promotion on contact Mike McCurdy at: [email protected]  or call 877-634-9180. We are syndicated worldwide and read in 164 countries. We also have over 7,000 journalists as subscribers who may use our content for their own media!

Top of Page

Latest Headlines

+ This Travel Insurance Stipulation May Nullify Your Policy’s Terrorism Coverage
+ Health Insurance Plans Too Complicated to Understand
+ Majority of U.S. Counties See Uninsured Rate for the Under Age 65 Population Drop From 2014 to 2015
+ Consumers Union on CBO Report: Lawmakers Can’t Hide the Fact that AHCA Would Leave Millions Uninsured
+ 'Surprise' Gaps in Health Insurance Coverage Need Solutions
+ HealthSherpa Enrolls 750,000 People
+ Outpacing Last Year, More than 11.5 Million People are Signed Up for Marketplace Coverage
+ More Low-Income Parents Turning to Medicaid, CHIP for Their Children
+ Knowledge About Health Insurance and Finance Linked to Higher Rates of Health Coverage

Contact Us | Job Listings | Help | Site Map | About Us
Advertising Information | HND Press Release | Submit Information | Disclaimer

Site hosted by Sanchez Productions