Cruise credits are not the same as cash
Cruise line travel insurance may only provide cruise credits instead of cash when it comes to trip cancellation. Travelers looking to protect their travel investments should understand the restrictions imposed by a cruise line policy. They should consider shopping for a policy that includes comprehensive cancellation coverage and offers 100% reimbursement of expenses.
Coverage should be door to door, not port to port
What about flights? A cruise only makes up a portion of the vacation for many travelers, but cruise line insurance typically only covers travelers while they're on the boat. Travel insurance is designed to cover travelers from the time they leave home until the time they return home. Therefore, it can also provide coverage for independent pre- and post-cruise travel arrangements, not just the cruise itself.
Cruise lines usually offer only one travel insurance option, and it typically provides less coverage at a more expensive price compared to policies available on the open market. "The quality of the cruise line policy is exactly the same," says Harvey. "However, travelers might end up paying much more for lower benefit amounts." This is one of the biggest disadvantages of purchasing travel insurance through the cruise line. To avoid this, Squaremouth recommends shopping for travel insurance on a comparison site so that travelers can select the benefits that fit their needs.
Squaremouth is America's fastest-growing travel insurance comparison site, providing the tools to instantly quote, compare and buy policies from every major provider. The company is headquartered in St. Petersburg, FL, with offices in Fort Wayne, IN. For more information on Squaremouth or its extensive network of partner sites worldwide, visit www.squaremouth.com.
About our Zero Complaint Guarantee
The cornerstone of Squaremouth's commitment to customers is the guarantee to remove any provider with a customer complaint that cannot be resolved to Squaremouth's satisfaction. Squaremouth offers the broadest selection of insurance, with an emphasis on quality, follow-up care, and independent evaluations from insurance industry watchdog, AM Best.
Squaremouth offers products from the following travel insurance providers:
Air Ambulance Card, Allianz Travel Insurance, AMEX Assurance Company, Azimuth Risk Solutions, LLC, CSA Travel Protection, Global Alert Administrators, HCC Medical Insurance Services, HTH Worldwide, IMG, iTravelInsured, John Hancock Insurance Agency, Inc., MedjetAssist, MH Ross Travel Insurance Services, RoamRight, Seven Corners Inc, Travel Guard, Travel Insurance Services, Travel Insured International, Travelex Insurance Services, TravelSafe, Trawick International, USA-ASSIST Worldwide Protection, and VacationGuard.
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