Medical bills on cruise ships can be a significant expense. According to Squaremouth Claims Director Brandi Morse, unavoidable shipboard expenses can cost two or three times more than the same bill in a hospital.
“We’ve seen medical conditions like an upper respiratory infection cost thousands of dollars to be diagnosed and treated on a cruise ship,” Morse said. “Cruise ships charge a lot for medical care, but travelers don’t always have the option to avoid them.”
In addition to treatment on board, some conditions require a medical evacuation. This typically costs between $50,000 and $100,000 from a cruise ship, Morse said, but can exceed $100,000 for travelers cruising to remote locations.
To prepare for these potential expenses, travelers should consider purchasing a travel insurance policy, especially if their primary health insurance does not provide coverage outside of the United States. Squaremouth recommends cruisers purchase a policy with at least $100,000 in Emergency Medical coverage and $250,000 in Medical Evacuation coverage. Depending on the traveler’s age, these policies can be less than $50 for a seven-night cruise.
For more information on travel insurance coverage for cruises, visit Squaremouth’s Cruise Travel Insurance Information Center.