Advanced Search
Current and Breaking News for Professionals, Consumers and Media



Click here to learn how to advertise on this site and for ad rates.

Consumer Issues Author: Staff Editor Last Updated: Dec 17, 2013 - 3:31:33 PM



Free Consumer Reports Available to You

By Staff Editor
Dec 17, 2013 - 3:26:39 PM



Email Newsletter icon, E-mail Newsletter icon, Email List icon, E-mail List icon Sign up for our Ezine
For Email Marketing you can trust


Email this article
 Printer friendly page

(HealthNewsDigest.com)-You may know about your right to obtain a free annual report from the three national credit bureaus. Did you also know that you have a right to request information from other nationwide consumer reporting agencies?

Here are some times when you may want access to information beyond what you can find in your credit report:


  • You think someone may have fraudulently cashed checks using your bank account.
  • You are considering applying for insurance.
  • You are planning to lease an apartment.
  • You've been asked by a potential employer for your written authorization to get your work history.

It's smart to know what's in your credit report before applying for home financing or an automobile loan. Similarly, there are times when it's smart to exercise your right to check other sources of consumer information.

If you're wondering just what reports are available to you, the Consumer Financial Protection Bureau (CFPB) makes it easy to find them. Working with the Consumer Data Industry Association (CDIA), the CFPB has put together a list of different types of consumer reporting agencies. By reviewing the list, consumers can learn about the companies and, most importantly, how to obtain a free consumer report.

The CFPB offers this advice: "You may not need to check with every single specialty company on the list. Different companies collect information about different things: your medical records or payments, residential or tenant history, check-writing history, employment history or insurance claims."

"Being transparent to consumers is a top priority of our member companies," says Stuart Pratt, president and CEO of the CDIA. "In fact, consumers may find that the companies don't have information about them-for example, if they haven't rented an apartment or filed an insurance claim. But the data that specialty consumer reporting agencies maintain is highly regulated and consumers have a right to access it at no cost."

You can find the list on the CFPB's website www.consumerfinance.gov. Simply type "consumer reporting agencies" into the search box or go tofiles.consumerfinance.gov/f/201207_cfpb_list_consumer-reporting-agencies.pdf.

Adds Pratt, "Our members are happy to hear from consumers and help with any questions."

So take a look at the CFPB list. In the end, it's about you-and protecting your consumer rights.

###

For advertising and promotion on HealthNewsDigest.com, call Mike McCurdy: 877-634-9180 or [email protected] We have over 7,000 journalists as subscribers.


 

 



Top of Page

HealthNewsDigest.com

Consumer Issues
Latest Headlines


+ How To Spot A Phishing Scam And Avoid Getting Hooked
+ Trick or Treat: Dietitian Says Let Kids Enjoy the Fruits of Their Labor on Halloween
+ Advanced Air Filtration Could Prevent ‘Driving Blind’ After Sneezing at the Wheel
+ Neuropsychologist Works to Improve Cultural Sensitivity in Cognition Testing
+ Celebrating Pharmacists: A Core Part of Your Health Care Team
+ What We've Learned from 4 Years of Diving Into Dollars for Docs
+ Master Lock Photo Hunt Challenge
+ Eight Steps to Avoid Insect Stings
+ Empowering Consumers through Accurate Genomic Tests
+ Certain Topical Acne Products Can Cause Dangerous Side Effects



Contact Us | Job Listings | Help | Site Map | About Us
Advertising Information | HND Press Release | Submit Information | Disclaimer

Site hosted by Sanchez Productions