According to an Association study, policies utilizing unisex pricing are still available in 25 states. " California, Florida and New York are some of the larger states where the savings advantage still exists for single women," Slome notes. "However, it is just a matter of time until their State Departments of Insurance get around to reviewing and approving the 'sex distinct' policies for sale to the public. At that time, the current policies are no longer offered for sale."
"There is no more powerful marketing message than the ability to save and we are encouraging insurance agents to capitalize on this opportunity," Slome adds.
The Association has produced a map depicting states where at least one major long-term care insurance company still offers unisex rates. It can be accessed at www.aaltci.org/women. The American Association for Long Term Care Insurance is the national trade organization focused on educating individuals about the importance of planning for the risk of long term care. In 2001, the organization established Long-Term Care Awareness Month, a national effort that has been recognized by Congressional Resolution as well as by a number of States.
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